You have a will whether you’ve written one or not

Do you have a written will tucked away in your attorney’s office or in a file cabinet at home? Good job! Even if you haven’t paid an attorney, gone to LegalZoom.com or simply scribbled your desires on a piece of notebook paper, however, you DO have a will. That’s because the state you live in has planned one FOR you. Unless you’ve prepared a document that spells out your wishes explicitly, state law will dictate how your house, cash, securities, cars, furniture, jewelry and other possessions will be divided up when you die. The state will also determine who will have custody of your minor children!

When the time comes for you to leave this world, if you have no written will, you risk leaving your heirs and loved ones in a legal, financial and emotional tangle. And your alma mater, church and/or favorite charities will inherit – you guessed it – absolutely nothing.

Don't put off this vital task. Make your wishes known. You can change the details later if you wish.